Foreclosure Prevention Help for NYS Homeowners

The New York State Homeowner Assistance Fund (NYS HAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic.

Homeowners that are behind on their housing bills can receive assistance like negotiating with their bank or mortgage servicer, free housing counseling and legal services, and financial assistance for past or future mortgage payments, property taxes, water or sewer bills, coop or condo fees, or manufactured home loans.

Who is eligible to apply?

  • Homeowners in New York State who were financially affected by COVID-19 and who are now behind on their housing payments.
  • The applicant must reside in the home as their primary residence.
  • The household income must be equal to or less than 100% of the Area Median Income
  • The applicant must be at least 30 days behind on monthly housing payments (mortgage payments, property taxes, condo, or coop fees, etc). OR, if current on monthly housing payments, but currently unemployed, homeowners can apply for up to 6 months of future housing payments.

Applications for the New York State Homeowner Assistance Fund will open soon. Until the application opens, Home HeadQuarters is here to help. Our team of expert housing counselors can help homeowners prepare the documents and information needed to apply.

Don’t delay, this funding will not last long! Contact Home HeadQuarters today: or (315) 474-1939 Or call the NY HAF Hotline at 1-844-77-NYHAF (1-844-776-9423) 

Monday through Friday from 9 AM to 5 PM

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